Ohio

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Findlay, Ohio CD Rates – 18-Month

You are viewing rates from banks across Findlay





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Findlay, Ohio . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Findlay, OH - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.70%

$10,000

24.03

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.45%

$1,000

18.26

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0.45%

$1,000

19.88

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0.36%

$100,000

22.58

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0.26%

$10,000

22.58

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.20%

$10,000

2.83

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0.20%

$10,000

14.60

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0.20%

$10,000

5.67

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$10,000

19.25

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0.10%

$10,000

24.25

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Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.05%

$10,000

14.08

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Findlay, OH - August 2, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
Bluffton Branch
135 South Main Street Bluffton OH
The First National Bank of Pandora
The First National Bank Of Pandora Branch
102 East Main Street Pandora OH
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
The Home Savings And Loan Company Of Kenton, Ohio Branch
116 East Franklin Street Kenton OH
The Huntington National Bank
North Baltimore Branch
141 North Main Street North Baltimore OH
The First National Bank of Sycamore
New Riegel Branch
10 East Tiffin Street New Riegel OH
The Corn City State Bank
The Corn City State Bank Branch
120 West Main Street Deshler OH
The Farmers & Merchants State Bank
Custar Banking Center Branch
22973 Defiance Pike Custar OH
The Farmers & Merchants State Bank
Custar Banking Center Branch
22973 Defiance Pike Custar OH
The State Bank and Trust Company
Findlay Banking Center Branch
201 E. Lincoln Street Findlay OH
The Citizens National Bank of Bluffton
South Main Street Branch
138 South Main Street Bluffton OH
The Old Fort Banking Company
Findlay Branch
15030 Flag City Drive Findlay OH
The Union Bank Company
Leipsic Branch
318 South Belmore Street Leipsic OH
The Fort Jennings State Bank
Leipsic Branch
12 East Main Street Leipsic OH
Community First Bank, National Association
Kenton Branch
438 South Main Street Kenton OH
KeyBank National Association
Findlay Eastowne Branch
1920 Tiffin Avenue Findlay OH
The First Citizens National Bank of Upper Sandusky
Dunkirk Branch
200 North Main Street Dunkirk OH
U.S. Bank National Association
Ada Branch
528 South Main Street Ada OH
Fifth Third Bank, National Association
Southview Branch
1412 South Main Street Findlay OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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